Get a Fresh Financial Start
Many people experience financial problems through no fault of their own. A job layoff, a long illness, a divorce or other unforeseen events can lead to unmanageable levels of debt.
If you are behind on your bills, are dipping into your 401-K account or have taken out a second mortgage, the warning signs are clear. Fortunately, help is available for people with excessive levels of debt.
At Trullinger & Wenk, PLLC, we have helped many hard-working people get debt relief and a fresh start through the bankruptcy system.
Contact us today for a consultation. It could be the first step toward a brighter financial future for you and your family.
Debt Relief through Bankruptcy
Bankruptcy can eliminate or reduce many debts. The extra cash flow you obtain can enable you to more easily handle your remaining debts, making your life easier in many ways.
An attorney at our firm can review your situation and recommend the right solution for you. These include:
Chapter 7 bankruptcy — completely eliminates unsecured debts such as credit card debts, medical bills and personal loans.
Chapter 13 bankruptcy — eliminates or reduces unsecured debts, and provides a three-to-five year payment plan for your remaining debts. This option is most appropriate for people with regular incomes or who have significant property they want to keep.
If filing bankruptcy is not right for you, we will tell you so.
Stopping Foreclosure, Repossession and Garnishment
The moment we file bankruptcy for you, repossession, garnishment and judgment actions stop. Creditors and bill collectors can no longer harass you.
Foreclosure stops too. With a Chapter 13 bankruptcy, you can keep your house and fold any past due mortgage payments into your payment plan. A Chapter 7 bankruptcy halts foreclosure for a while, giving you time to find another place to live or come up with the funds you need to cover your mortgage.
You Can Keep Your Property
In almost all situations, bankruptcy allows you to keep your personal property, including your home, your vehicles, your retirement accounts and personal property.
We have a thorough understanding of the bankruptcy laws and will work to help you keep as much of your property as possible, while maximizing your debt relief.
For debt relief and a fresh financial start, look to Trullinger & Wenk, PLLC.
Contact a Bankruptcy Attorney Today
For a initial consultation with Trullinger & Wenk, PLLC, call 623-536-5500 or send us an e-mail.
We serve clients in the West Valley and the Phoenix, Arizona, metropolitan area.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
